Author of Home Financing Advantage, Jay A. Kumar, is a full time registered mortgage loan originator in the state of Virginia.  Jay is employed by Advantage Mortgage Group based in VA.  Advantage brokers loans to over 20 outstanding lenders around the country.  This diversity allows them to be able to handle all types of loan scenarios that banks may turn down.

Jay also has a passion to help first time home buyers prepare  for that first home loan.  This involves discussing issues like credit, outstanding debt,  down payment, loan type income history and how to get the best rate and the lowest payment .  Jay offers hundreds of ideas on his blog on how to buy and finance a house the right way.

Jay strongly feels that home ownership is the key to financial success and even personal success in life.  He has been through various ups and downs himself with past job losses and knows first hand what it feels to be overloaded in debt and also having no other debt except for a mortgage.

Currently Jay is on course to payoff his mortgage before his kid/s start college.  Jay feelsthat it is a very good goal to at least have a mortgage paid off by age 65.  He has many ideas on how to create a plan to do just that.  He can be reach by phone, text, email and web and blog 24/7.

The News & Advance in Lynchburg asked Jay what he thought about new testing requirements for mortgage brokers.

Jay A. Kumar