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New Conventional Mortgage Product!
The U.S. has traditionally had one of the richest arrays of mortgage products available, offering a variety of adjustable rate mortgages, amortization choices and terms, and long-term fixed-rate mortgages. As a result of the mortgage crisis, the market shifted ...
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Types of Mortgage Loans
At the most basic level, there are 3 types of mortgage loans. Mortgage loans, in-house bank loans, and equity loans. Mortgage loans (offered by banks, lenders, and brokers) If you are buying a home or refinancing a home, chances are it will be financed with a ...
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Why Does Your Lender Have to Pull Your Credit?
When looking for a loan many people ask about the rate and the payment. These are good questions but the lender has to have a lot of information these days before he can answer those questions accurately. If you don’t want him to pull your credit then he will ...
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The Best Way to Finance a Car
Financing a car can be done in many ways but the most common way is to let the dealer do it. Keep in mind, though, convenience will cost you. The dealer will make a profit if he finds you financing. Don’t fall for the zero percent because there is no free money ...
Are You Drowning In Credit Card Debt?0
Unfortunately, many individuals who find themselves in credit card debt aren’t sure how to go about beginning to pay off the credit ...
Why do I need to register on the ‘Do Not Call’ registry0
Did you know that the government allows your phone number to be sold to telemarketers? Every time someone pulls your credit, the big ...
Get the right tax professional!0
Get the right tax professional! Guest post by Bryan D. Johnson, CPA One area of finances that can very easily be neglected is tax advice ...
How to have a smooth and profitable home buying experience!0
Guest post by: Dan Vollmer, Associate Broker, ABR/CRS/GRI, REMAX 1st Olympic REALTORS Nowadays many things need to be considered when ...
About Jay Kumar0
Author of Home Financing Advantage, Jay A. Kumar, is a full time registered mortgage loan originator in the state of Virginia and is employed by Advantage Mortgage Group. Advantage brokers loans ...
Contact0
Jay A. Kumar Registered Loan Originator in VA Advantage Mortgage Group, Ltd. 112B Hexham Dr. Lynchburg, VA 24502 C: 434-258-8795 W: 434-239-7717 jaykumar@jkloan.com www.jkloan.com Find Jay on ...
Why do I need to register on the ‘Do Not Call’ registry0
Did you know that the government allows your phone number to be sold to telemarketers? Every time someone pulls your credit, the big three credit bureaus take your information and sell it to ...
What does it take to get a good home loan in 20110
These days everyone thinks that it is very difficult to get a loan. Actually, lenders have basically gone back to sound common sense practices that we always had before the craziness of 2003-2007. ...
New Conventional Mortgage Product!0
The U.S. has traditionally had one of the richest arrays of mortgage products available, offering a variety of adjustable rate mortgages, amortization choices and terms, and long-term fixed-rate ...
